However, a new credit report site, called Credit Karma, has now entered the scene and is becoming increasingly popular, offering, not only free credit scores, but free credit reports and credit maintenance services, absolutely free of charge.
The site supplies your credit score, a full credit report, graphs and charts on each of your accounts activity (even loan and mortgage accounts!), and even allows you to see what your future credit score could be if certain actions are taken, such as making large payments, missing a payment, opening a new card, or having your credit ran. Little things like this can easily go unnoticed, but if certain housekeeping actions happen with your credit once in a while, you score could drastically improve.
They have also created a Credit Karma smart phone app that gives you all of these amazing services wherever you may need them in your busy schedule and lifestyle. The app is especially useful because it gives you push notifications reminding you when a bill is about to be due, if you are over utilizing your credit card, or if there is any other activity happening with your accounts that you should be aware of.
This handy little tool really does put the power in your hands to control and raise your credit score so you can follow all of your wildest dreams with the financial stability of a solid credit score.
Sources: Credit Karma